A traffic crash is an overwhelming experience that can cause shock or panic for the people involved. Aside from the injuries inflicted by the incident, it can also leave them with mental trauma.
To help ensure that victims can protect their rights, here is a guide that discusses the five steps they need to take after a car accident in Alabama.
Remain at the scene and call 911
After the incident, car crash victims must assess themselves for any signs of injuries or head trauma. They must also call 911 to ask for urgent help and receive first aid treatment from the paramedics.
It is important to remember that all parties involved must stay at the scene until law enforcement arrives to investigate the accident.
Inform the police
In Alabama, individuals must call the police if the crash has caused an injury, death or over $250 in property damage.
Alternatively, if the property damage amounts to more than $500 and is caused by an uninsured party, they must file a separate accident claim form with the Alabama Law Enforcement Agency (ALEA).
Collect evidence of the crash
After cooperating with the police and exchanging contact information, plate number and insurance details with the other driver, car crash victims must gather proof of their accident. Four examples include photo and video evidence, dashcam footage and witness statements.
Seek medical care
Even if the injuries may seem minor, car crash victims must not neglect their conditions by delaying their medical treatment. This not only risks their health but also affects their personal injury claims process.
For example, they waited a week before going to the doctor. Their insurance provider may doubt their claim’s validity by arguing that their injuries were not from the accident.
Consult with a lawyer
Since Alabama follows the contributory negligence principle, filing claims for car accidents can become challenging to pursue on one’s own. This is because under this tort rule, a plaintiff can only file a claim against the other party if they can prove that they were 100% at-fault for the crash.
To help ensure an ideal outcome, it is important to seek the support of a lawyer who can assess the details of the accident, gather evidence and deal with the insurance companies.
By taking these steps, victims can handle their claims more efficiently
While not all car crashes cause injuries or property damage, those who experience them must practice measures that can safeguard their rights and minimize the risks of any legal consequences.